Green Made Easy

Sustainable Banking is

Easy

or get started by  Downloading the app

Sustainable Features

Unlimited 1.5% Cashback

Earn Unlimited 1.5% Cashback on every Ando Visa Debit Card purchase, every day¹.

Fight Climate Change

Most banks use your deposits to invest in fossil fuels. Not Ando--we invest deposits exclusively in green initiatives⁶.

Save Money

No monthly fees or minimum balance and a huge network of free ATMs means sustainable banking that can sustain everyone⁴.

Early Paydays

Access your paychecks up to 2 days early with Ando's Early Pay².

Overdraft Protection

Receive up to $200 of free protection from the hassle of overdraft⁷.

“I’m proud to help drive Ando’s mission forward...a sustainable banking platform that fights for the most important ascent of our time.”

- Alex Honnold, Climber and Environmental Advocate
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Watch our adventures with Alex.

Your Impact Center

Cut Your CO2 Emissions While Earning Cash

The Ando Impact Center enables you to monitor your account activity, maximize your emissions reduction (50% avg.), and earn cash along the way (up to $250 annually*).

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A Win / Win Scenario

Get Unlimited 1.5% Cashback with the Ando Visa™ Debit Card!

Earning unlimited 1.5% cashback is good for your wallet and even better for the environment. The more you use your Ando card and account, the more we can invest in projects and companies that share our commitment to fighting climate change¹.

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What Makes Ando Different?

Tap below to discover how Ando is anything but your average bank.

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Ando

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Smarter Banking

Simply by banking with Ando, you're having a hugely positive environmental impact, 24/7.

Valuable Insights

With our streamlined app, we make it easy to see just how fast you're earning and saving, all while drastically reducing your carbon footprint.

Clean, Green Investments

We invest exclusively and transparently in green initiatives like renewable energy and regenerative farming--what's good for the planet is good for us.

Sustainable Banking is Safe

Safe

You're account is insured up to $250,000 through our partner, Community Federal Savings Bank, Member FDIC⁵.

Secure

With best-in-class security features and our debit card's "Zero Liability" policy, you can rest easy knowing we've got your back and you'll never be responsible for unauthorized transactions.

Supported

No matter your concern, we're always here to answer your questions and make things right, 7 days a week. Call us anytime at (844) 960-3939 for careful attention from our Customer Success Team.

Change that Counts

Plant the First 100,000 Trees and We'll match Them

To kickstart Change that Counts, our new tree-planting program, Ando will match the first 100,000 trees planted with 100,000 more. Just agree to round up your debit card purchases, and every swipe plants a tree (no shovel required).

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Ando is proud to be a certified B Corp

We're proud to be recognized for sustainable banking that is indeed a force for good. Learn More

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Grow Your Savings™

Grow Your Interest Rate to 5.00% Annual Percentage Yield

Invite friends for the chance to earn among the highest interest rate anywhere³.

Stay Connected

Keep up top date on the latest news and updates from Ando, and read inspiring stories on all things sustainability.

  • Ando Inc. 8996 Miramar Road, Suite 310 San Diego, California 92126

Banking services provided by Community Federal Savings Bank, Member FDIC. The Ando Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Please see the Ando User Agreement and Electronic Communication Agreement and Bank Spending Account Agreement for Terms and Conditions.

¹ Not all transactions qualify. See terms for details.

² After receiving at least $500 in direct deposits within a 31-day rolling period, you will be eligible for Early Pay™ on subsequent direct deposits within the same 31-day rolling period. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ To qualify for Grow Your Savings™ each month, you must make at least five Ando Visa® Debit Card transactions and receive $500 in qualifying deposits within a 31 day rolling period In order for you to automatically boost your savings account rate up to 5.00% Annual Percentage Yield (on balances up to $5,000 per month), up to five friends must sign up for Ando using your referral link and become active users by making at least five Ando Visa® Debit Card transactions and receiving at least $100.00 in deposits within 60 days of opening their Ando Spending Account. Grow Your Savings™ is active through 12/31/2022 but may be extended by Ando.

⁴ Fee-free withdrawals MoneyPass® ATMs. Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

⁵ Your financial institution must be notified immediately of any unauthorized use. For specific restrictions, limitations, and additional details, please contact your issuer.

⁶ Fossil Fuels Finance Report 2020 Global Banks, Led by JPMorgan Chase, Invested $2.7 Trillion in Fossil Fuels Since Paris Climate Pact

⁷ Ando's Covered by Ando is an optional, no-fee service that requires direct deposits of $500 or more in qualifying direct deposits to your Ando account each month (31-day period). You will initially be allowed to overdraw your account up to $20 on debit card purchases after qualifying for the service, but you may later be eligible for a higher limit of overdraft protection--up to $200--based on your Ando account history, direct deposit frequency and amount, spending activity, and other risk-based factors. Your limit will be displayed within the Ando mobile app. You will receive notice of any changes to your limit, and that limit may change at any time, at Ando's discretion. See full Terms and Conditions.

*Ando's CO2 emissions reduction estimate is based on the average emissions for a US consumer and the effects that an average Ando customer's banking behavior may have in reducing their own C02 footprint attributable to sustainable banking.

  • The Percent Interest earned amount is based on one year and is calculated on an estimated average daily Ando account balance. Ando’s modeling suggests that there’s a relationship between the number of debit card transactions and the average savings bank account balance.

The Friends Referred amount assumes that the referred number of friends open accounts and receive $100 in qualifying deposits and complete 5 transactions within 45 days.

Your individual results may vary from the figures depicted in Your Potential Calculator depending on your actual sustainable banking behavior.

All Rights Reserved by Ando Inc. 2022.

Get $15*
when you join Ando

Get up to $15* when you receive a qualifying direct deposit of $100 or more and use your debit card up to five times in the first 30 days—and discover how you can help fund a more sustainable tomorrow just by banking better. View Terms and Conditions