We Are Sustainable Banking

Earn unlimited 1.5% cashback¹ on every Ando Visa Debit card purchase, access to paychecks up to 2 days sooner², 5.00% APY³ if you qualify, and receive as much as $200 in free overdraft protection⁷. Plus 100% of your deposits are used to fight climate change. Ando is the future of banking and the easiest way to help our planet.

Bank with Balance

Early Paydays, Every Payday

With direct deposit, you can get paid up to two days early² and access your funds before they are available at traditional banks.

Fight Climate Change

Most banks use your deposits to fund fossil fuels⁶. Not Ando. Our investments only support green initiatives.

Save Money

Zero monthly fees, no minimum balance, and a huge fee-free ATM network⁴ means sustainable banking is more sustainable for everyone.

Total Transparency

At Ando, you’ll get unprecedented access and insights to know exactly how you’re helping to save the planet.

Overdraft Protection

Free protection from the hassle and embarrassment of overdraft⁷.

“ Your bank is spending your money when you aren’t, investing it in things that you as an individual wouldn’t personally support…

…like fossil fuel projects -- so you have to find a bank that reflects your values. I’m proud to help drive the mission of Ando forward...a banking service that represents and fights for the most important ascent of our lifetime.”

- Alex Honnold, Climber and Environmental Advocate

Learn More

Your Impact Center

Bank with Clarity

We're all about transparency. See exactly where (and what) your money is funding and discover the power you and your friends have to change the world.

Learn More

What Makes Ando Different?

Tap below to discover how Ando is anything but your average bank.

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Ando

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Banking Smarter

By adding money to your account, you’re instantly increasing your planet-saving powers.

Innovative Insight

With our easy-to-use app, we make (dollars and) sense of exactly how your money helps fight climate change.

Clean, Green Investments

Sustainable transportation, regenerative agriculture, clean energy—we only invest in what is good for our world.

A More Beautiful Tomorrow

Together we are actively reducing carbon emissions in favor of a better future for all.

Grow Your Savings™

Increase Your
Interest Rate

How can you boost your savings and your eco-friendly impact? Just invite up to five friends, and when they join Ando and become active customers, you can automatically increase your savings account rate up to 5.00% APY for every month you’re banking for a better tomorrow (up to $5,000 per month)³. That’s one percentage per friend—and that’s how you can get rewarded for sharing your planet-saving powers!

Ando is proud to be a certified B Corp

We're proud to be recognized for sustainable banking that is indeed a force for good. Learn More

Bank with Confidence

Highly Safe

Your deposits are FDIC insured up to $250,000 through Community Federal Savings Bank, Member FDIC.

Highly Secure

Visa’s Zero Liability policy means you aren’t responsible for unauthorized purchases on your Ando debit card.⁵

Highly Supported

We’re here for you! Give us a call 7 days/week from 9 am to 9 pm EST at 1-844-960-3939 to speak to our Consumer Success Team.

Stay Up to Date on All Things Ando

The free Ando newsletter is full of important news, inspiring stories, and exciting contests and promotions. Stay in the know by signing up below.

Ando Inc. 8996 Miramar Road, Suite 310 San Diego, California 92126

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Banking services provided by Community Federal Savings Bank, Member FDIC. The Ando Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Please see the Ando User Agreement and Electronic Communication Agreement and Bank Spending Account Agreement for Terms and Conditions.

¹ Not all transactions qualify. See terms for details.

² After receiving at least $500 in direct deposits within a 31-day rolling period, you will be eligible for Early Pay™ on subsequent direct deposits within the same 31-day rolling period. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ To qualify for Grow Your Savings™ each month, you must make at least five Ando Visa® Debit Card transactions and receive $500 in qualifying deposits within a 31 day rolling period In order for you to automatically boost your savings account rate up to 5.00% APY (on balances up to $5,000 per month), up to five friends must sign up for Ando using your referral link and become active users by making at least five Ando Visa® Debit Card transactions and receiving at least $100.00 in deposits within 60 days of opening their Ando Spending Account. Grow Your Savings™ is active through 01/31/2022 but may be extended by Ando.

⁴ Fee-free withdrawals MoneyPass® ATMs. Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

⁵ Your financial institution must be notified immediately of any unauthorized use. For specific restrictions, limitations, and additional details, please contact your issuer.

⁶ Fossil Fuels Finance Report 2020 Global Banks, Led by JPMorgan Chase, Invested $2.7 Trillion in Fossil Fuels Since Paris Climate Pact

⁷ Ando's Covered by Ando is an optional, no-fee service that requires direct deposits of $500 or more in qualifying direct deposits to your Ando account each month (31-day period). You will initially be allowed to overdraw your account up to $20 on debit card purchases after qualifying for the service, but you may later be eligible for a higher limit of overdraft protection--up to $200--based on your Ando account history, direct deposit frequency and amount, spending activity, and other risk-based factors. Your limit will be displayed within the Ando mobile app. You will receive notice of any changes to your limit, and that limit may change at any time, at Ando's discretion. See full Terms and Conditions.