One small action can have a BIG impact on our planet

We all know choosing a reusable bag and recycling can help fight climate change—but where does banking fit in? At Ando, we’re focused on big (environmentally-friendly) actions to help your money go far in favor of a greener future. We’re committed to making every penny count in the fight against fossil fuels. Plus, with mobile banking features like early paydays² and easy transfers, zero fee, carbon-free banking just makes sense!

Bank with Balance

Early Pay

With direct deposit, you can get paid up to two days early² and access your funds before they are available at traditional banks.

Fight Climate Change

Most banks use your deposits to fund fossil fuels.¹ Not Ando. Our investments only support green initiatives.

No Hidden Fees

Zero monthly fees, no minimum balance, and a huge fee-free ATM network³ means sustainable banking is more sustainable for everyone.

More Transparency

At Ando, you’ll get unprecedented access and insights to know exactly how you’re helping to save the planet.

Earn More with Grow Your Savings™

Boost your savings account interest rate up to 5.00% APY.⁴

Easy Set-Up

Automatically Set-Up Direct Deposit

We’ve made signing up for Direct Deposit easy. Just scroll through the options to find your payroll provider and enter your account information. (If you don’t see your provider, you can enroll manually.) Then decide on the percentage to have deposited each paycheck. Remember--enrolling in Direct Deposit will make you eligible for Early Pay, the ability to access your paycheck up to 2 days early.

Instant Alerts

Stay Stress-Free and In The Know

Real-time push notifications keep you and your account safe, so you don’t have to think twice about your balances.

Always Free

Our "No Sneaky Fees" Philosophy

Paying extra to pay friends doesn't add up - and neither do the wire fees charged by other mobile payment apps. That's why sending and receiving funds between Ando accounts is always completely fee-free.

Bank with Confidence

Highly Safe

Your deposits are FDIC insured up to $250,000 through Community Federal Savings Bank, Member FDIC.

Highly Secure

Visa’s Zero Liability policy means you aren’t responsible for unauthorized purchases on your Ando debit card.⁵

Highly Supported

We’re here for you! Give us a call 7 days/week from 9 am to 9 pm EST at 1-844-960-3939 to speak to our Consumer Success Team.

Better banking for a better planet

Open an Ando account and experience everyday banking as a force for good.

Ando Inc. 8996 Miramar Road, Suite 310 San Diego, California 92126

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Banking services provided by Community Federal Savings Bank, Member FDIC. The Ando Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Please see the Ando User Agreement and Electronic Communication Agreement and Bank Spending Account Agreement for Terms and Conditions.

¹ Fossil Fuels Finance Report 2020 Global Banks, Led by JPMorgan Chase, Invested $2.7 Trillion in Fossil Fuels Since Paris Climate Pact

² After receiving at least $500 in direct deposits within a 31-day rolling period, you will be eligible for Early Pay™ on subsequent direct deposits within the same 31-day rolling period. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ Fee-free withdrawals MoneyPass® ATMs. Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

⁴ To qualify for Grow Your Savings™ each month, you must make at least five Ando Visa® Debit Card transactions and receive $500 in qualifying deposits within a 31 day rolling period In order for you to automatically boost your savings account rate up to 5.00% Annual Percentage Yield (on balances up to $5,000 per month), up to five friends must sign up for Ando using your referral link and become active users by making at least five Ando Visa® Debit Card transactions and receiving at least $100.00 in deposits within 60 days of opening their Ando Spending Account. Grow Your Savings™ is active through 12/31/2022 but may be extended by Ando.

⁵ Your financial institution must be notified immediately of any unauthorized use. For specific restrictions, limitations, and additional details, please contact your issuer.