Electronic Communication Agreement

Please read this information carefully and print or download a copy for your files.

This Electronic Communications Agreement (“Disclosure”) applies to all communications related to the demand deposit account and savings account (“Chime Accounts”) and accompanying services available through  chime.com  (the “Website”) and mobile application (“Mobile App”). This Disclosure supplements and is to be construed in accordance with the terms contained in the deposit account agreement (“Deposit Account Agreement”) and the savings account agreement (“Savings Account Agreement”) you received when you obtained the demand deposit account or savings account the Chime Account(s).

“We”, “us”, “our”, refers to 1debit Inc. “Issuing Bank” means The Bancorp Bank. “You” and “your” mean the person or persons identified on the Chime Account(s). “Communication” means any customer agreements or amendments thereto, disclosures, notices, responses to claims, transaction histories, privacy policies and all other information in connection with the Chime Account(s) or related products and service, including but not limited to information that we are required by law to provide you in writing.

The Chime Account(s) is intended for use only by person(s) who are willing and able to receive notices and communications exclusively through the Website, the Mobile App or via electronic mail (“E-mail”).If you do not agree to the legally-required notices and communications described herein in electronic and not paper form, you may not open a Chime Account(s). Similarly, if after providing your consent hereunder, you withdraw such consent, your Chime Account(s) will be closed.

  1. Scope of Communications to Be Provided in Electronic Form.

    When you use a product or service to which this Disclosure applies, you agree that we may provide you with any Communications in electronic format, to the extent allowed by law, and that we may discontinue sending paper Communications to you. Your consent to receive electronic communications and transactions includes, but is not limited to:

    • All legal and regulatory disclosures and communications associated with your Chime Account(s), including e-statements or other periodic statement

    • Change-in-terms related to your Chime Account(s);

    • Privacy policies and notices;

    • Responses to claims filed in connection with your Chime Account(s);

    • Notices regarding insufficient funds or negative balances; and

    • All other communications between us and you concerning your Chime Account(s) and any related transactions, products or services.

  2. Method of Providing Communications to You in Electronic From.

    Communications that we provide to you in electronic form will be provided either (1) via email or (2) by access to a web site that is designated in an email notice sent to you at the time the information is available. Periodic statements will be made available on the 6th day of each month at chime.com, logging into your Chime Account, and finding the “Statements” tab on the left side of the page. You will not receive a notification when your periodic statement is available to be viewed. You are responsible to retrieve the periodic statement(s) from the Website.