Mobile Banking, Made Better

Designed for a Small Screen, Created to Have a Big Impact

With Ando, you get a world-class mobile banking experience and the features you want, including high-yield savings accounts, so you can manage your money anytime, anywhere.

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Mobile Benefits for Your Everyday Life

Early Paydays, Every Payday

With direct deposit, you can get paid up to two days early² and access your funds before they are available at traditional banks.

Instant Alerts

Real-time push notifications to keep you safe and in the loop on all transactions.

Increase Your Impact

By planting trees, you are reducing your CO2 emissions and you will see your personal Impact level up in Ando’s Impact Center.

Earn More

With interest rates more than 3x the national average,⁶ saving just makes sense.

Earn More with Grow Your Savings™

Boost your savings account interest rate up to 5.00% APY.³

Impact Center

How Are You Helping To Save the Planet?

A first in banking, Ando offers you unparalleled insight into where your money is going so you know exactly how you’re helping to fund environmentally-positive efforts, contributing to a more sustainable future.

Banking That Has Your Back

Give Thieves the Cold Shoulder

Notice some suspicious activity? Use your Ando app to freeze your card and instantly put a stop to illegitimate charges.

Sustainable Banking in Balance

Upgrade Your Banking with Ando’s Premium Features

At Ando, we created banking solutions that empower you and help the planet. Earn unlimited 1.5% cashback on every card purchase that includes a Change that Counts round-up amount¹, have the chance to increase your interest rate to among the highest in the industry, start spending Friday’s paycheck on Wednesday, and avoid the hassle of overdraft with up to $200 of protection⁴.

Instant Alerts

Stay Stress-Free and In The Know

Real-time push notifications keep you and your account safe, so you don’t have to think twice about your balances.

Pay Friends

The Best Way to Pay Back Your BFFs

Whether it’s splitting dinner or paying for that weekend house rental, with Ando you can square up and send money to other account holders when you need to.

ATM Finder

Fee-Free Cash Freedom

Ando’s interactive map enables you to find a location where you can get unlimited, fee-free withdrawals¹ at one of 34,000+ MoneyPass® ATMs nationwide.

Send a Check

Because Sometimes You Need to Mail a Check

Some people just like paper. Now you can send a check directly from Ando—make a request, confirm the details, and swipe to send. No checkbook, signature, or postage needed.

Change that Counts

Plant 100,000 Trees and We’ll Do the Same

To kickstart Change that Counts, our new tree-planting program, Ando will match the first 100,000 trees planted with 100,000 more. Just agree to round up your debit card purchases, and every swipe plants a tree (no shovel required).

Stay Up to Date on All Things Ando

The free Ando newsletter is full of important news, inspiring stories, and exciting contests and promotions. Stay in the know by signing up below.

  • Ando Inc. 8996 Miramar Road, Suite 310 San Diego, California 92126

Banking services provided by Community Federal Savings Bank, Member FDIC. The Ando Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Insurance products and services are Not: a bank deposit or obligation, FDIC insured, insured by any Federal government agency, guaranteed by any bank.

¹ Not all transactions qualify. See terms for details.

² After receiving at least $500 in direct deposits within a 31-day rolling period, you will be eligible for Early Pay™ on subsequent direct deposits within the same 31-day rolling period. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ To qualify for Grow Your Savings™ each month, you must make at least five Ando Visa® Debit Card transactions and receive $500 in qualifying deposits within a 31 day rolling period In order for you to automatically boost your savings account rate up to 5.00% Annual Percentage Yield (on balances up to $5,000 per month), up to five friends must sign up for Ando using your referral link and become active users by making at least five Ando Visa® Debit Card transactions and receiving at least $100.00 in deposits within 60 days of opening their Ando Spending Account. Grow Your Savings™ is active through 12/31/2022 but may be extended by Ando. If you don’t qualify for Grow Your Savings, the standard APY of 0.17% APY will apply. The APY is variable and may change at any time. Fees may reduce earnings.

⁴ Ando's Covered by Ando is an optional, no-fee service that requires direct deposits of $500 or more in qualifying direct deposits to your Ando account each month (31-day period). You will initially be allowed to overdraw your account up to $20 on debit card purchases after qualifying for the service, but you may later be eligible for a higher limit of overdraft protection--up to $200--based on your Ando account history, direct deposit frequency and amount, spending activity, and other risk-based factors. Your limit will be displayed within the Ando mobile app. You will receive notice of any changes to your limit, and that limit may change at any time, at Ando's discretion. See full Terms and Conditions.

⁵ Fee-free withdrawals MoneyPass® ATMs. Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

⁶ The Annual Percentage Yield ("APY") for the Ando Savings Account is variable and may change at any time. 3x is based on the FDIC Weekly National Rates of 0.05% published on Oct 5, 2020. Must have $0.01 in savings to earn interest. No minimum balance required.

All Rights Reserved by Ando Inc. 2022.