Green Made Easy

Sustainable Banking is

Easy

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has invited you to join Ando!

Get $15 When You Open an Account

$15 can be yours, but an Ando account also offers a chance to earn a higher interest rate, early access to your paycheck, $200 in free overdraft protection, and the Ando Visa Debit card that pays unlimited 1.5% cashback on every purchase every day*.

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Sustainable Features

Unlimited 1.5% Cashback

Earn unlimited 1.5% cashback with Change that Counts¹.

Fight Climate Change

Most banks use your deposits to invest in fossil fuels. Not Ando--we invest deposits exclusively in green initiatives⁶.

Increase Your Impact

By planting trees, you are reducing your CO2 emissions and you will see your personal Impact level up in Ando’s Impact Center.

Early Paydays

Access your paychecks up to 2 days early with Ando's Early Pay².

Overdraft Protection

Receive up to $200 of free protection from the hassle of overdraft⁷.

Your Insurance Coverage for Good

Offering Sustainable Insurance that is good for you and the planet

Insurance companies invest billions in the fossil fuel industry, but we aim to change that. One policy at a time. That’s why we created the world’s first sustainable insurance and it could save you up to 20% 💰 on premiums. Get quotes in minutes for auto, home, and pet insurance, so you can change the world and put change back into your pocket.

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Ando is proud to be a certified B Corp

We're proud to be recognized for sustainable banking that is indeed a force for good. Learn More

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Your Impact Center

Cut Your CO2 Emissions While Earning Cash

The Ando Impact Center enables you to monitor your account activity, maximize your emissions reduction (50% avg.), and earn cash along the way (up to $250 annually*).

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A Win / Win Scenario

Get Unlimited 1.5% Cashback with Change that Counts!

Earning unlimited 1.5% cashback is good for your wallet and even better for the environment when you enroll in Change that Counts. The more you use your Ando card and account, the more we can invest in projects and companies that share our commitment to fighting climate change¹.

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What Makes Ando Different?

Tap below to discover how Ando is anything but your average bank.

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Smarter Banking

Simply by banking with Ando, you're having a hugely positive environmental impact, 24/7.

Valuable Insights

With our streamlined app, we make it easy to see just how fast you're earning and saving, all while drastically reducing your carbon footprint.

Clean, Green Investments

We invest exclusively and transparently in green initiatives like renewable energy and regenerative farming--what's good for the planet is good for us.

Sustainable Banking is Safe

Safe

You're account is insured up to $250,000 through our partner, Community Federal Savings Bank, Member FDIC⁵.

Secure

With best-in-class security features and our debit card's "Zero Liability" policy, you can rest easy knowing we've got your back and you'll never be responsible for unauthorized transactions.

Supported

No matter your concern, we're always here to answer your questions and make things right, 7 days a week. Call us anytime at (844) 960-3939 for careful attention from our Customer Success Team.

Change that Counts

Plant the First 100,000 Trees and We'll match Them

To kickstart Change that Counts, our new tree-planting program, Ando will match the first 100,000 trees planted with 100,000 more. Just agree to round up your debit card purchases, and every swipe plants a tree (no shovel required). Plus, you’ll earn unlimited 1.5% cashback on every card purchase that includes a Change that Counts round-up amount¹.

Grow Your Savings™

Grow Your Interest Rate to 5.00% Annual Percentage Yield

Invite friends for the chance to earn among the highest interest rate anywhere³.

Stay Connected

Keep up top date on the latest news and updates from Ando, and read inspiring stories on all things sustainability.

  • Ando Inc. 8996 Miramar Road, Suite 310 San Diego, California 92126

Banking services provided by Community Federal Savings Bank, Member FDIC. The Ando Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Insurance products and services are Not: a bank deposit or obligation, FDIC insured, insured by any Federal government agency, guaranteed by any bank.

¹ Not all transactions qualify. See terms for details.

² After receiving at least $500 in direct deposits within a 31-day rolling period, you will be eligible for Early Pay™ on subsequent direct deposits within the same 31-day rolling period. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ To qualify for Grow Your Savings™ each month, you must make at least five Ando Visa® Debit Card transactions and receive $500 in qualifying deposits within a 31 day rolling period In order for you to automatically boost your savings account rate up to 5.00% Annual Percentage Yield (on balances up to $5,000 per month), up to five friends must sign up for Ando using your referral link and become active users by making at least five Ando Visa® Debit Card transactions and receiving at least $100.00 in deposits within 60 days of opening their Ando Spending Account. Grow Your Savings™ is active through 12/31/2022 but may be extended by Ando.

⁴ Fee-free withdrawals MoneyPass® ATMs. Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

⁵ Your financial institution must be notified immediately of any unauthorized use. For specific restrictions, limitations, and additional details, please contact your issuer.

⁶ Fossil Fuels Finance Report 2020 Global Banks, Led by JPMorgan Chase, Invested $2.7 Trillion in Fossil Fuels Since Paris Climate Pact

⁷ Ando's Covered by Ando is an optional, no-fee service that requires direct deposits of $500 or more in qualifying direct deposits to your Ando account each month (31-day period). You will initially be allowed to overdraw your account up to $20 on debit card purchases after qualifying for the service, but you may later be eligible for a higher limit of overdraft protection--up to $200--based on your Ando account history, direct deposit frequency and amount, spending activity, and other risk-based factors. Your limit will be displayed within the Ando mobile app. You will receive notice of any changes to your limit, and that limit may change at any time, at Ando's discretion. See full Terms and Conditions.

*In the interest of total transparency, Ando’s CO2 emissions estimate is based on a generally accepted average used by many reputable organizations, including the Nature Conservancy. “The average carbon footprint for a person in the United States is 16 tons, one of the highest rates in the world.” https://tinyurl.com/2ts5sdtz. Given our unique lifestyles, your individual emissions could be higher or lower, but we feel that this average is reliable, and that as a community we can inspire one another to substantially reduce all our emissions. Click here to see how Ando calculates estimated C02 emissions savings and potential earnings.

All Rights Reserved by Ando Inc. 2022.